Ziebach County, SD

Composite Insurance Risk Score: 49.6 / 100 (National rank: #1640)

Axis Scores

Climate Safety 85.1
Insurance Affordability 35.0
Housing Affordability 92.6
Community Resilience 0.5
Social Resilience 9.0
Housing Stability 4.8

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.71%
Price-to-Income Ratio 1.85
FEMA Risk Score (0-100) 14.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ziebach County have grown at an average annual rate of 11.54%. During the same period, the population has decreased by 14.83%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).