Correlation Map: Risk vs. Cost

Does higher climate risk lead to higher insurance burdens?

๐Ÿ’ก What does this chart tell us?

Counties in the top-right corner face a "double threat": high climate risk and a high insurance burden. Notice the dense cluster of large bubbles (high population) in this zoneโ€”particularly in states like Florida and Louisianaโ€”indicating that millions of Americans are facing rising insurance costs due to climate risks.

*Note: Insurance burden is based on state-level average premiums, which is why counties within the same state align horizontally (forming the visible stripes).

* Bubble size represents county population. Hover over a bubble to see county details.