York County, PA

Composite Insurance Risk Score: 57.3 / 100 (National rank: #1131)

Axis Scores

Climate Safety 15.9
Insurance Affordability 93.5
Housing Affordability 50.2
Community Resilience 90.5
Social Resilience 66.8
Housing Stability 59.2

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.30%
Price-to-Income Ratio 2.93
FEMA Risk Score (0-100) 84.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in York County have grown at an average annual rate of 7.02%. During the same period, the population has increased by 3.9%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).