Winnebago County, IL
Composite Insurance Risk Score: 40.1 / 100 (National rank: #2209)
Axis Scores
Climate Safety
9.5
Insurance Affordability
59.8
Housing Affordability
70.7
Community Resilience
76.0
Social Resilience
23.8
Housing Stability
16.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.43% |
| Price-to-Income Ratio | 2.50 |
| FEMA Risk Score (0-100) | 90.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).