Winchester city, VA
Composite Insurance Risk Score: 47.1 / 100 (National rank: #1805)
Axis Scores
Climate Safety
72.8
Insurance Affordability
73.9
Housing Affordability
6.2
Community Resilience
44.1
Social Resilience
13.7
Housing Stability
0.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.03% |
| Price-to-Income Ratio | 5.36 |
| FEMA Risk Score (0-100) | 27.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).