Williamsburg city, VA

Composite Insurance Risk Score: 53.3 / 100 (National rank: #1395)

Axis Scores

Climate Safety 62.2
Insurance Affordability 82.5
Housing Affordability 4.7
Community Resilience 78.2
Social Resilience 52.3
Housing Stability 2.7

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.72%
Price-to-Income Ratio 5.66
FEMA Risk Score (0-100) 37.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Williamsburg city have grown at an average annual rate of 6.95%. During the same period, the population has increased by 5.84%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).