Whitley County, KY
Composite Insurance Risk Score: 34.5 / 100 (National rank: #2540)
Axis Scores
Climate Safety
44.0
Insurance Affordability
25.6
Housing Affordability
48.9
Community Resilience
30.7
Social Resilience
25.8
Housing Stability
19.4
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 4.48% |
| Price-to-Income Ratio | 2.95 |
| FEMA Risk Score (0-100) | 55.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).