Wharton County, TX

Composite Insurance Risk Score: 22.7 / 100 (National rank: #3007)

Axis Scores

Climate Safety 10.1
Insurance Affordability 10.9
Housing Affordability 54.8
Community Resilience 44.6
Social Resilience 4.9
Housing Stability 38.1

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 6.28%
Price-to-Income Ratio 2.84
FEMA Risk Score (0-100) 89.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wharton County have grown at an average annual rate of 8.19%. During the same period, the population has increased by 0.52%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).