Westmoreland County, VA

Composite Insurance Risk Score: 48.4 / 100 (National rank: #1721)

Axis Scores

Climate Safety 34.4
Insurance Affordability 73.1
Housing Affordability 14.6
Community Resilience 55.2
Social Resilience 40.9
Housing Stability 79.9

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.05%
Price-to-Income Ratio 4.25
FEMA Risk Score (0-100) 65.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Westmoreland County have grown at an average annual rate of 6.25%. During the same period, the population has increased by 6.06%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).