Wells County, IN

Composite Insurance Risk Score: 72.5 / 100 (National rank: #256)

Axis Scores

Climate Safety 68.8
Insurance Affordability 76.4
Housing Affordability 59.0
Community Resilience 92.8
Social Resilience 91.6
Housing Stability 54.8

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.95%
Price-to-Income Ratio 2.75
FEMA Risk Score (0-100) 31.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wells County have grown at an average annual rate of 9.14%. During the same period, the population has increased by 1.46%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).