Webster County, NE

Composite Insurance Risk Score: 54.1 / 100 (National rank: #1335)

Axis Scores

Climate Safety 40.8
Insurance Affordability 16.6
Housing Affordability 93.1
Community Resilience 60.3
Social Resilience 94.2
Housing Stability 82.9

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 5.44%
Price-to-Income Ratio 1.83
FEMA Risk Score (0-100) 59.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Webster County have grown at an average annual rate of 8.45%. During the same period, the population has decreased by 5.0%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).