Wayne County, TN

Composite Insurance Risk Score: 48.7 / 100 (National rank: #1698)

Axis Scores

Climate Safety 55.2
Insurance Affordability 38.8
Housing Affordability 70.7
Community Resilience 11.4
Social Resilience 26.0
Housing Stability 80.8

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.44%
Price-to-Income Ratio 2.50
FEMA Risk Score (0-100) 44.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wayne County have grown at an average annual rate of 6.54%. During the same period, the population has decreased by 3.15%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).