Wayne County, NY

Composite Insurance Risk Score: 72.6 / 100 (National rank: #251)

Axis Scores

Climate Safety 69.0
Insurance Affordability 65.3
Housing Affordability 79.9
Community Resilience 89.5
Social Resilience 67.7
Housing Stability 79.0

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 2.28%
Price-to-Income Ratio 2.28
FEMA Risk Score (0-100) 31.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wayne County have grown at an average annual rate of 6.55%. During the same period, the population has increased by 0.45%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).