Wayne County, IA

Composite Insurance Risk Score: 71.1 / 100 (National rank: #311)

Axis Scores

Climate Safety 74.7
Insurance Affordability 60.3
Housing Affordability 93.6
Community Resilience 50.3
Social Resilience 61.1
Housing Stability 84.2

Key Metrics

Annual Insurance Premium (state avg) $1,500
Insurance Burden (% of income) 2.42%
Price-to-Income Ratio 1.80
FEMA Risk Score (0-100) 25.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wayne County have grown at an average annual rate of 6.54%. During the same period, the population has increased by 1.6%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).