Washington County, NC

Composite Insurance Risk Score: 26.5 / 100 (National rank: #2903)

Axis Scores

Climate Safety 16.0
Insurance Affordability 33.2
Housing Affordability 46.6
Community Resilience 35.6
Social Resilience 6.3
Housing Stability 22.6

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 3.83%
Price-to-Income Ratio 3.01
FEMA Risk Score (0-100) 83.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Washington County have grown at an average annual rate of 8.07%. During the same period, the population has decreased by 9.31%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).