Ward County, ND
Composite Insurance Risk Score: 45.0 / 100 (National rank: #1932)
Axis Scores
Climate Safety
24.3
Insurance Affordability
64.7
Housing Affordability
32.0
Community Resilience
85.0
Social Resilience
74.8
Housing Stability
7.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.30% |
| Price-to-Income Ratio | 3.41 |
| FEMA Risk Score (0-100) | 75.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).