Walton County, FL

Composite Insurance Risk Score: 19.1 / 100 (National rank: #3074)

Axis Scores

Climate Safety 5.3
Insurance Affordability 5.6
Housing Affordability 7.3
Community Resilience 48.8
Social Resilience 28.7
Housing Stability 72.9

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 7.32%
Price-to-Income Ratio 5.18
FEMA Risk Score (0-100) 94.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Walton County have grown at an average annual rate of 13.12%. During the same period, the population has increased by 21.51%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).