Wake County, NC

Composite Insurance Risk Score: 40.9 / 100 (National rank: #2160)

Axis Scores

Climate Safety 6.3
Insurance Affordability 87.4
Housing Affordability 13.4
Community Resilience 72.1
Social Resilience 65.7
Housing Stability 13.2

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 1.51%
Price-to-Income Ratio 4.36
FEMA Risk Score (0-100) 93.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Wake County have grown at an average annual rate of 10.37%. During the same period, the population has increased by 10.25%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).