Virginia Beach city, VA
Composite Insurance Risk Score: 45.9 / 100 (National rank: #1880)
Axis Scores
Climate Safety
11.7
Insurance Affordability
90.5
Housing Affordability
16.3
Community Resilience
89.6
Social Resilience
67.9
Housing Stability
15.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.40% |
| Price-to-Income Ratio | 4.11 |
| FEMA Risk Score (0-100) | 88.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).