Vernon County, MO
Composite Insurance Risk Score: 47.3 / 100 (National rank: #1786)
Axis Scores
Climate Safety
63.3
Insurance Affordability
35.9
Housing Affordability
45.3
Community Resilience
55.3
Social Resilience
36.1
Housing Stability
33.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 3.64% |
| Price-to-Income Ratio | 3.04 |
| FEMA Risk Score (0-100) | 36.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).