Upshur County, WV

Composite Insurance Risk Score: 64.4 / 100 (National rank: #672)

Axis Scores

Climate Safety 94.4
Insurance Affordability 55.4
Housing Affordability 41.7
Community Resilience 36.9
Social Resilience 39.9
Housing Stability 83.4

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 2.58%
Price-to-Income Ratio 3.14
FEMA Risk Score (0-100) 5.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Upshur County have grown at an average annual rate of 7.49%. During the same period, the population has decreased by 3.22%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).