Union County, OH

Composite Insurance Risk Score: 79.0 / 100 (National rank: #69)

Axis Scores

Climate Safety 70.8
Insurance Affordability 96.3
Housing Affordability 43.9
Community Resilience 97.4
Social Resilience 97.8
Housing Stability 75.7

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.16%
Price-to-Income Ratio 3.07
FEMA Risk Score (0-100) 29.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Union County have grown at an average annual rate of 11.1%. During the same period, the population has increased by 18.72%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).