Union County, IL

Composite Insurance Risk Score: 54.2 / 100 (National rank: #1325)

Axis Scores

Climate Safety 46.0
Insurance Affordability 48.5
Housing Affordability 76.5
Community Resilience 52.8
Social Resilience 48.3
Housing Stability 66.5

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.87%
Price-to-Income Ratio 2.36
FEMA Risk Score (0-100) 53.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Union County have grown at an average annual rate of 3.69%. During the same period, the population has increased by 0.17%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).