Union County, IA

Composite Insurance Risk Score: 63.1 / 100 (National rank: #750)

Axis Scores

Climate Safety 63.9
Insurance Affordability 54.9
Housing Affordability 85.8
Community Resilience 77.8
Social Resilience 57.7
Housing Stability 37.5

Key Metrics

Annual Insurance Premium (state avg) $1,500
Insurance Burden (% of income) 2.60%
Price-to-Income Ratio 2.11
FEMA Risk Score (0-100) 36.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Union County have grown at an average annual rate of 3.24%. During the same period, the population has decreased by 2.95%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).