Tuscaloosa County, AL

Composite Insurance Risk Score: 26.9 / 100 (National rank: #2881)

Axis Scores

Climate Safety 12.8
Insurance Affordability 34.5
Housing Affordability 22.8
Community Resilience 69.8
Social Resilience 31.9
Housing Stability 8.6

Key Metrics

Annual Insurance Premium (state avg) $2,480
Insurance Burden (% of income) 3.74%
Price-to-Income Ratio 3.75
FEMA Risk Score (0-100) 87.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Tuscaloosa County have grown at an average annual rate of 7.86%. During the same period, the population has increased by 14.59%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).