Tompkins County, NY

Composite Insurance Risk Score: 48.4 / 100 (National rank: #1718)

Axis Scores

Climate Safety 52.5
Insurance Affordability 64.9
Housing Affordability 19.3
Community Resilience 73.9
Social Resilience 58.2
Housing Stability 3.1

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 2.30%
Price-to-Income Ratio 3.93
FEMA Risk Score (0-100) 47.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Tompkins County have grown at an average annual rate of 7.29%. During the same period, the population has increased by 1.85%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).