Thurston County, NE

Composite Insurance Risk Score: 42.8 / 100 (National rank: #2054)

Axis Scores

Climate Safety 59.6
Insurance Affordability 19.4
Housing Affordability 96.6
Community Resilience 27.4
Social Resilience 20.2
Housing Stability 7.7

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 5.06%
Price-to-Income Ratio 1.66
FEMA Risk Score (0-100) 40.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Thurston County have grown at an average annual rate of 7.51%. During the same period, the population has decreased by 7.71%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).