Sumner County, TN

Composite Insurance Risk Score: 42.2 / 100 (National rank: #2094)

Axis Scores

Climate Safety 16.6
Insurance Affordability 74.8
Housing Affordability 13.5
Community Resilience 57.7
Social Resilience 70.0
Housing Stability 36.9

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 1.99%
Price-to-Income Ratio 4.35
FEMA Risk Score (0-100) 83.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Sumner County have grown at an average annual rate of 10.91%. During the same period, the population has increased by 11.44%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).