Stone County, MO
Composite Insurance Risk Score: 44.5 / 100 (National rank: #1955)
Axis Scores
Climate Safety
41.7
Insurance Affordability
46.1
Housing Affordability
19.6
Community Resilience
28.2
Social Resilience
53.9
Housing Stability
92.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 2.99% |
| Price-to-Income Ratio | 3.92 |
| FEMA Risk Score (0-100) | 58.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).