Steuben County, IN

Composite Insurance Risk Score: 72.1 / 100 (National rank: #276)

Axis Scores

Climate Safety 70.8
Insurance Affordability 78.4
Housing Affordability 52.5
Community Resilience 72.6
Social Resilience 83.9
Housing Stability 77.2

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.87%
Price-to-Income Ratio 2.89
FEMA Risk Score (0-100) 29.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Steuben County have grown at an average annual rate of 7.76%. During the same period, the population has increased by 0.79%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).