Ste. Genevieve County, MO

Composite Insurance Risk Score: 59.8 / 100 (National rank: #974)

Axis Scores

Climate Safety 52.6
Insurance Affordability 48.8
Housing Affordability 33.8
Community Resilience 84.0
Social Resilience 91.2
Housing Stability 91.8

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 2.86%
Price-to-Income Ratio 3.35
FEMA Risk Score (0-100) 47.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ste. Genevieve County have grown at an average annual rate of 5.98%. During the same period, the population has increased by 4.05%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).