Stanley County, SD

Composite Insurance Risk Score: 81.7 / 100 (National rank: #31)

Axis Scores

Climate Safety 94.5
Insurance Affordability 65.3
Housing Affordability 78.4
Community Resilience 62.1
Social Resilience 98.5
Housing Stability 92.2

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.28%
Price-to-Income Ratio 2.32
FEMA Risk Score (0-100) 5.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Stanley County have grown at an average annual rate of 4.5%. During the same period, the population has decreased by 0.07%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).