St. Mary's County, MD
Composite Insurance Risk Score: 54.6 / 100 (National rank: #1295)
Axis Scores
Climate Safety
17.9
Insurance Affordability
96.1
Housing Affordability
32.1
Community Resilience
92.4
Social Resilience
69.7
Housing Stability
42.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.17% |
| Price-to-Income Ratio | 3.41 |
| FEMA Risk Score (0-100) | 82.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).