St. Lucie County, FL

Composite Insurance Risk Score: 16.8 / 100 (National rank: #3094)

Axis Scores

Climate Safety 1.7
Insurance Affordability 3.3
Housing Affordability 9.1
Community Resilience 46.3
Social Resilience 21.4
Housing Stability 72.8

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 8.40%
Price-to-Income Ratio 4.86
FEMA Risk Score (0-100) 98.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in St. Lucie County have grown at an average annual rate of 13.19%. During the same period, the population has increased by 15.2%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).