St. Johns County, FL
Composite Insurance Risk Score: 33.3 / 100 (National rank: #2608)
Axis Scores
Climate Safety
5.8
Insurance Affordability
16.5
Housing Affordability
12.5
Community Resilience
82.0
Social Resilience
83.7
Housing Stability
89.5
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 5.46% |
| Price-to-Income Ratio | 4.45 |
| FEMA Risk Score (0-100) | 94.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).