St. James Parish, LA
Composite Insurance Risk Score: 38.2 / 100 (National rank: #2318)
Axis Scores
Climate Safety
23.0
Insurance Affordability
7.7
Housing Affordability
38.0
Community Resilience
96.8
Social Resilience
44.5
Housing Stability
95.2
Key Metrics
| Annual Insurance Premium (state avg) | $4,500 |
| Insurance Burden (% of income) | 6.87% |
| Price-to-Income Ratio | 3.23 |
| FEMA Risk Score (0-100) | 76.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).