St. Clair County, AL
Composite Insurance Risk Score: 47.6 / 100 (National rank: #1765)
Axis Scores
Climate Safety
29.1
Insurance Affordability
42.2
Housing Affordability
50.6
Community Resilience
48.6
Social Resilience
67.8
Housing Stability
91.1
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 3.20% |
| Price-to-Income Ratio | 2.92 |
| FEMA Risk Score (0-100) | 70.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).