St. Charles County, MO
Composite Insurance Risk Score: 56.2 / 100 (National rank: #1198)
Axis Scores
Climate Safety
7.0
Insurance Affordability
79.7
Housing Affordability
44.3
Community Resilience
96.2
Social Resilience
96.4
Housing Stability
82.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 1.81% |
| Price-to-Income Ratio | 3.06 |
| FEMA Risk Score (0-100) | 93.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).