Spotsylvania County, VA
Composite Insurance Risk Score: 63.6 / 100 (National rank: #720)
Axis Scores
Climate Safety
44.2
Insurance Affordability
96.4
Housing Affordability
26.7
Community Resilience
69.1
Social Resilience
73.0
Housing Stability
80.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.15% |
| Price-to-Income Ratio | 3.59 |
| FEMA Risk Score (0-100) | 55.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).