Spalding County, GA

Composite Insurance Risk Score: 37.5 / 100 (National rank: #2354)

Axis Scores

Climate Safety 55.0
Insurance Affordability 39.8
Housing Affordability 24.5
Community Resilience 40.3
Social Resilience 22.8
Housing Stability 11.1

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 3.38%
Price-to-Income Ratio 3.68
FEMA Risk Score (0-100) 44.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Spalding County have grown at an average annual rate of 13.24%. During the same period, the population has increased by 5.49%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).