Somerset County, PA
Composite Insurance Risk Score: 71.5 / 100 (National rank: #301)
Axis Scores
Climate Safety
60.3
Insurance Affordability
80.6
Housing Affordability
72.9
Community Resilience
75.3
Social Resilience
66.2
Housing Stability
82.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,100 |
| Insurance Burden (% of income) | 1.79% |
| Price-to-Income Ratio | 2.45 |
| FEMA Risk Score (0-100) | 39.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).