Somerset County, NJ
Composite Insurance Risk Score: 51.7 / 100 (National rank: #1493)
Axis Scores
Climate Safety
6.5
Insurance Affordability
99.6
Housing Affordability
19.3
Community Resilience
88.7
Social Resilience
83.0
Housing Stability
48.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,200 |
| Insurance Burden (% of income) | 0.85% |
| Price-to-Income Ratio | 3.93 |
| FEMA Risk Score (0-100) | 93.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).