Somerset County, ME

Composite Insurance Risk Score: 55.3 / 100 (National rank: #1245)

Axis Scores

Climate Safety 32.2
Insurance Affordability 82.6
Housing Affordability 53.3
Community Resilience 50.4
Social Resilience 53.4
Housing Stability 66.3

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.72%
Price-to-Income Ratio 2.87
FEMA Risk Score (0-100) 67.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Somerset County have grown at an average annual rate of 7.6%. During the same period, the population has increased by 0.87%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).