Somerset County, MD
Composite Insurance Risk Score: 47.5 / 100 (National rank: #1772)
Axis Scores
Climate Safety
22.8
Insurance Affordability
69.2
Housing Affordability
63.5
Community Resilience
81.8
Social Resilience
14.6
Housing Stability
42.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 2.16% |
| Price-to-Income Ratio | 2.67 |
| FEMA Risk Score (0-100) | 77.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).