Smith County, TN
Composite Insurance Risk Score: 53.5 / 100 (National rank: #1382)
Axis Scores
Climate Safety
67.8
Insurance Affordability
51.7
Housing Affordability
24.7
Community Resilience
41.5
Social Resilience
61.4
Housing Stability
62.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.72% |
| Price-to-Income Ratio | 3.68 |
| FEMA Risk Score (0-100) | 32.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).