Smith County, MS
Composite Insurance Risk Score: 50.3 / 100 (National rank: #1588)
Axis Scores
Climate Safety
44.4
Insurance Affordability
30.3
Housing Affordability
92.5
Community Resilience
11.4
Social Resilience
45.0
Housing Stability
98.6
Key Metrics
| Annual Insurance Premium (state avg) | $2,500 |
| Insurance Burden (% of income) | 4.10% |
| Price-to-Income Ratio | 1.85 |
| FEMA Risk Score (0-100) | 55.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).