Simpson County, KY

Composite Insurance Risk Score: 47.4 / 100 (National rank: #1782)

Axis Scores

Climate Safety 62.1
Insurance Affordability 40.4
Housing Affordability 21.0
Community Resilience 66.4
Social Resilience 69.3
Housing Stability 19.1

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.34%
Price-to-Income Ratio 3.83
FEMA Risk Score (0-100) 37.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Simpson County have grown at an average annual rate of 11.15%. During the same period, the population has increased by 9.84%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).