Shelby County, TX
Composite Insurance Risk Score: 27.8 / 100 (National rank: #2849)
Axis Scores
Climate Safety
27.5
Insurance Affordability
3.2
Housing Affordability
88.0
Community Resilience
5.4
Social Resilience
4.1
Housing Stability
46.4
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 8.44% |
| Price-to-Income Ratio | 2.04 |
| FEMA Risk Score (0-100) | 72.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).