Shelby County, KY
Composite Insurance Risk Score: 49.2 / 100 (National rank: #1661)
Axis Scores
Climate Safety
36.4
Insurance Affordability
60.3
Housing Affordability
24.2
Community Resilience
83.6
Social Resilience
66.6
Housing Stability
45.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 2.42% |
| Price-to-Income Ratio | 3.69 |
| FEMA Risk Score (0-100) | 63.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).