Shelby County, IN
Composite Insurance Risk Score: 60.6 / 100 (National rank: #913)
Axis Scores
Climate Safety
46.9
Insurance Affordability
76.6
Housing Affordability
49.6
Community Resilience
83.8
Social Resilience
76.9
Housing Stability
39.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.94% |
| Price-to-Income Ratio | 2.94 |
| FEMA Risk Score (0-100) | 53.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).